Maximize Your Investments

Short-Term Rental Loans

Secure flexible, investor-focused financing designed for Airbnb and VRBO properties. Our DSCR loans offer quick approvals and dependable terms, making it easier to expand your portfolio or refinance your vacation rentals. Fill out the form below to get started.

We Close When Others Can’t
5.625%
Lowest Rate*
80%
Max LTV
10-14
Day Close
30, 40 Yr
I/O Option
$75K
Minimum Loan
$5M
Maximum Loan
Short-Term Rental 1-4 Units

Why Choose Our Short-Term Rental Loans?

LiButti Capital’s Short-Term Rental (STR) loans are specifically designed for investors with income-generating properties on platforms like Airbnb and VRBO. By leveraging rental income potential, our loans offer a streamlined path to funding, empowering you to expand your portfolio and maximize your rental income.

With LiButti Capital, you’ll benefit from quick access to capital, allowing you to seize new opportunities and efficiently manage your property investments.

Simple Qualifications

Are We a Good Fit?

Our Short-Term Rental loans, structured as DSCR products, are tailored for investors focused on generating consistent income from rental properties. To qualify, you’ll need:

Experience

First Time Investor OK | First Time Homebuyer OK

Credit Score

Minimum of 640

Liquidity/Reserves

20% Down

Property Type

Single-family homes (SFR), condos, townhomes, or 2-4 unit residential properties.

Loan-to-Value (LTV)

Financing available up to 80% of property value.

Additional Requirements

No Seasoning On Cash Out, Vacant Properties Accepted, Rural Properties Accepted.

Short-Term Rental Loans

DSCR Calculator

Debt Service Coverage Ratio = monthly rent ÷ total monthly expenses (P&I + other).

Key Loan Terms for Real Estate Investors

Short-Term Rental Loans Highlights

Transparent and investor-focused loan terms

Product Type
Short Term Rental
Experience Required
First Time Investor OK | First Time Homebuyer OK
Minimum Credit Score
640
Liquidity
20% Down
Reserves
3mo. Reserves
Prepayment Penalty
Optional
Closing Timeline
10 to 14 Days
Rate
5.625%
Loan-to-Value (LTV)
80% LTV FICO
Loan Term
30, 40 Yr or Interest Only
Asset Types
SFR, Condo, Townhome, 1-100 Units
Loan Amount
$75k - $5M
Product Specifics
No Ratio Allowed, No Seasoning On Cash Out, Vacant Properties Accepted, Rural Properties Accepted.
Number of Units
1 to 4 Units
Why LiButti

Expert Support for Short Term Rental Lending

  • Effortless Process:We make the loan process clear and straightforward, with fast approvals.
  • Quick Turnarounds:Reliable closings, typically within 10-14 days.
  • Customized Solutions:Options tailored to your specific investment goals.
  • Dependable Expertise:Years of investor-lending experience on your side.
LiButti Capital support