DSCR Loans
Secure flexible, investor-focused financing with our DSCR loans, tailored for real estate professionals. With quick approvals and dependable terms, we make it easier to grow your portfolio or refinance existing properties. Fill out the form below to get started.
Why Choose Our DSCR Loans?
LiButti Capital’s DSCR (Debt Service Coverage Ratio) loans provide a streamlined financing solution based on property cash flow rather than personal income. Perfect for experienced investors, these loans simplify the process of accessing capital for acquisitions, refinancing, or portfolio growth.
With competitive rates and flexible terms, DSCR loans are ideal for real estate professionals looking for quick, hassle-free funding to support their investment strategies.
Are We a Good Fit?
Our loans are built to be flexible and fast for investors focused on building long-term wealth. To qualify, you’ll need:
First-time investors OK.
Minimum of 640.
0% down; 0-6 months of reserves.
SFR, condos, townhomes, or 2-10 unit residential properties.
No-ratio available, no seasoning on cash-out, vacant & rural properties accepted.

DSCR Calculator
Debt Service Coverage Ratio = monthly rent ÷ total monthly expenses (P&I + other).
DSCR Loans Highlights
Transparent and investor-focused loan terms
Expert Support for DSCR Lending
- Effortless Process:We make the loan process clear and straightforward, with fast approvals.
- Quick Turnarounds:Reliable closings, typically within 10-14 days.
- Customized Solutions:Options tailored to your specific investment goals.
- Dependable Expertise:Years of investor-lending experience on your side.
