Long-Term Rental Loans
Investor-focused financing designed for long-term rental properties. Our DSCR loans provide quick approvals, flexible terms, and a hassle-free process, making it easier to expand your portfolio or refinance your investments. Fill out the form below to take the next step.
Why Choose Our Long-Term Rental Loans?
LiButti Capital’s Long-Term Rental (LTR) loans are crafted specifically for real estate investors seeking to generate stable rental income. Designed for properties with long-term tenants, these loans provide competitive rates, flexible terms, and a simple approval process.
Whether you’re expanding your rental portfolio or refinancing an existing property, our LTR loans ensure you have access to reliable capital to support your investment goals.
Are We a Good Fit?
Our Long-Term Rental loans, structured as DSCR products, are tailored for investors focused on generating consistent income from rental properties. To qualify, you’ll need:
First Time Home Buyer Allowed
Minimum of 640
15% down payment
Single-family homes (SFR), condos, townhomes, or 2-10 unit residential properties.
Financing available up to 85% of property value.
No Ratio Allowed, No Seasoning On Cash Out, Vacant Properties Accepted, Rural Properties Accepted.

DSCR Calculator
Debt Service Coverage Ratio = monthly rent ÷ total monthly expenses (P&I + other).
Long-Term Rental Loans Highlights
Transparent and investor-focused loan terms
Expert Support for Long Term Rental Lending
- Effortless Process:We make the loan process clear and straightforward, with fast approvals.
- Quick Turnarounds:Reliable closings, typically within 10-14 days.
- Customized Solutions:Options tailored to your specific investment goals.
- Dependable Expertise:Years of investor-lending experience on your side.
